{"id":9385,"date":"2025-12-05T16:28:52","date_gmt":"2025-12-05T10:58:52","guid":{"rendered":"https:\/\/quickheal.co.in\/knowledge-centre\/?p=9385"},"modified":"2026-08-24T10:39:30","modified_gmt":"2026-08-24T10:39:30","slug":"banking-upi-fraud-safety-guide","status":"publish","type":"post","link":"https:\/\/www.quickheal.co.in\/knowledge-centre\/banking-upi-fraud-safety-guide\/","title":{"rendered":"\u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u092b\u094d\u0930\u0949\u0921 \u0914\u0930 UPI fraud \u0938\u0947 \u0915\u0948\u0938\u0947 \u092c\u091a\u0947\u0902? Experts \u0915\u0940 \u0906\u0938\u093e\u0928 \u091f\u093f\u092a\u094d\u0938"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"9385\" class=\"elementor elementor-9385\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5988eaf e-flex e-con-boxed e-con e-parent\" data-id=\"5988eaf\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0b75267 elementor-widget elementor-widget-text-editor\" data-id=\"0b75267\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.16.0 - 17-10-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>\u092f\u0939 \u0938\u0935\u093e\u0932 \u0906\u091c \u0939\u0930 \u092e\u094b\u092c\u093e\u0907\u0932 \u092f\u0942\u091c\u093c\u0930 \u0915\u093e \u0939\u0948\u0964 \u0921\u093f\u091c\u093f\u091f\u0932 \u092a\u0947\u092e\u0947\u0902\u091f \u0928\u0947 \u091c\u093c\u093f\u0902\u0926\u0917\u0940 \u0906\u0938\u093e\u0928 \u0915\u0930 \u0926\u0940 \u0939\u0948, \u092a\u0930 \u0920\u0917\u094b\u0902 \u0915\u0947 \u0924\u0930\u0940\u0915\u0947 \u092d\u0940 \u0924\u0947\u091c\u093c\u0940 \u0938\u0947 \u092c\u0926\u0932 \u0930\u0939\u0947 \u0939\u0948\u0902\u0964 \u0905\u091a\u094d\u091b\u0940 \u0916\u092c\u0930 \u092f\u0939 \u0939\u0948 \u0915\u093f \u0925\u094b\u0921\u093c\u0940 \u0938\u092e\u091d\u0926\u093e\u0930\u0940, \u0938\u0939\u0940 \u0906\u0926\u0924\u0947\u0902 \u0914\u0930 \u092d\u0930\u094b\u0938\u0947\u092e\u0902\u0926 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0910\u092a\u094d\u0938 \u0938\u0947 \u0906\u092a \u0905\u092a\u0928\u0947 \u092a\u0948\u0938\u0947 \u0914\u0930 \u0921\u0947\u091f\u093e \u0926\u094b\u0928\u094b\u0902 \u0915\u094b \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0930\u0916 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u091a\u0932\u093f\u090f, \u0906\u0938\u093e\u0928 \u092d\u093e\u0937\u093e \u092e\u0947\u0902 \u0938\u092c \u0915\u0941\u091b \u0938\u092e\u091d\u0924\u0947 \u0939\u0948\u0902\u0964<\/p><h2>\u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u092b\u094d\u0930\u0949\u0921 \u0914\u0930 UPI fraud \u092c\u0922\u093c \u0915\u094d\u092f\u094b\u0902 \u0930\u0939\u0947 \u0939\u0948\u0902?<\/h2><p>\u0921\u093f\u091c\u093f\u091f\u0932 \u092a\u0947\u092e\u0947\u0902\u091f\u094d\u0938 \u0924\u0947\u091c\u093c\u0940 \u0938\u0947 \u092c\u0922\u093c\u0947 \u0939\u0948\u0902\u0964 \u0917\u093e\u0902\u0935 \u0914\u0930 \u0915\u0938\u094d\u092c\u094b\u0902 \u0924\u0915 \u0907\u0902\u091f\u0930\u0928\u0947\u091f \u092a\u0939\u0941\u0902\u091a \u091a\u0941\u0915\u093e \u0939\u0948\u0964 \u0932\u0947\u0915\u093f\u0928 \u0938\u093e\u0907\u092c\u0930 \u091c\u093e\u0917\u0930\u0942\u0915\u0924\u093e \u0909\u0924\u0928\u0940 \u0924\u0947\u091c\u093c \u0928\u0939\u0940\u0902 \u092c\u0922\u093c\u0940\u0964 \u092f\u0939\u0940\u0902 \u0938\u0947 \u0920\u0917\u094b\u0902 \u0915\u094b \u092e\u094c\u0915\u093e \u092e\u093f\u0932\u0924\u093e \u0939\u0948\u0964 \u0935\u0947 \u0938\u094b\u0936\u0932 \u0907\u0902\u091c\u0940\u0928\u093f\u092f\u0930\u093f\u0902\u0917 \u0915\u093e \u0907\u0938\u094d\u0924\u0947\u092e\u093e\u0932 \u0915\u0930 \u092d\u0930\u094b\u0938\u093e \u091c\u0940\u0924\u0924\u0947 \u0939\u0948\u0902, \u0915\u092d\u0940 \u092c\u0948\u0902\u0915 \u0905\u0927\u093f\u0915\u093e\u0930\u0940 \u092c\u0928\u0915\u0930, \u0915\u092d\u0940 \u0915\u0938\u094d\u091f\u092e\u0930 \u0938\u092a\u094b\u0930\u094d\u091f \u092c\u0928\u0915\u0930, \u0924\u094b \u0915\u092d\u0940 \u201c\u0907\u0928\u093e\u092e\u201d \u0926\u093f\u0932\u093e\u0928\u0947 \u0915\u0947 \u0928\u093e\u092e \u092a\u0930\u0964 \u0917\u0942\u0917\u0932 \u0938\u0930\u094d\u091a \u092a\u0930 \u0926\u093f\u0916\u0928\u0947 \u0935\u093e\u0932\u0947 \u0915\u0908 \u092b\u0947\u0915 \u0915\u0938\u094d\u091f\u092e\u0930 \u0915\u0947\u092f\u0930 \u0928\u0902\u092c\u0930 \u092d\u0940 \u092a\u0930\u0947\u0936\u093e\u0928\u0940 \u092c\u0922\u093c\u093e\u0924\u0947 \u0939\u0948\u0902\u0964<\/p><p>\u092c\u093f\u0939\u093e\u0930 \u092e\u0947\u0902 UPI \u0905\u092a\u0928\u093e\u0928\u0947 \u0915\u0940 \u0917\u0924\u093f \u0924\u0947\u091c\u093c \u0939\u0948, \u092a\u0930\u093f\u0935\u093e\u0930 \u0914\u0930 \u0938\u092e\u0941\u0926\u093e\u092f \u0906\u0927\u093e\u0930\u093f\u0924 \u092d\u0930\u094b\u0938\u0947 \u0915\u0940 \u0938\u0902\u0938\u094d\u0915\u0943\u0924\u093f \u0939\u0948, \u0914\u0930 \u0938\u094d\u092e\u093e\u0930\u094d\u091f\u092b\u094b\u0928 \u0915\u0940 \u092a\u0939\u0941\u0902\u091a \u092d\u0940 \u091c\u093c\u094d\u092f\u093e\u0926\u093e \u0939\u0941\u0908 \u0939\u0948\u0964 \u0907\u0938 \u092e\u093e\u0939\u094c\u0932 \u092e\u0947\u0902 \u0905\u0917\u0930 \u0938\u0924\u0930\u094d\u0915\u0924\u093e \u0915\u092e \u0930\u0939\u0947, \u0924\u094b \u092f\u0942\u091c\u093c\u0930 \u0938\u0949\u092b\u094d\u091f \u091f\u093e\u0930\u094d\u0917\u0947\u091f \u092c\u0928 \u091c\u093e\u0924\u0947 \u0939\u0948\u0902\u0964<\/p><h2>\u092c\u0948\u0902\u0915 \u0927\u094b\u0916\u093e\u0927\u0921\u093c\u0940 (Banking Fraud) \u0915\u094d\u092f\u093e \u0939\u094b\u0924\u0940 \u0939\u0948?<\/h2><p>\u0938\u0930\u0932 \u0936\u092c\u094d\u0926\u094b\u0902 \u092e\u0947\u0902, \u091c\u092c \u0915\u094b\u0908 \u0936\u0916\u094d\u0938 \u092c\u0948\u0902\u0915 \u092f\u093e \u0905\u0927\u093f\u0915\u0943\u0924 \u0938\u0902\u0938\u094d\u0925\u093e \u092c\u0928\u0915\u0930 \u0906\u092a\u0938\u0947 \u092a\u0948\u0938\u0947 \u092f\u093e \u0928\u093f\u091c\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 (\u0916\u093e\u0924\u093e \u0928\u0902\u092c\u0930, OTP, \u0915\u093e\u0930\u094d\u0921 \u0935\u093f\u0935\u0930\u0923, UPI PIN) \u0928\u093f\u0915\u0932\u0935\u093e \u0932\u0947, \u0924\u094b \u0935\u0939 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u092b\u094d\u0930\u0949\u0921 \u0939\u0948\u0964<\/p><p>\u0909\u0926\u093e\u0939\u0930\u0923 \u0938\u092e\u091d\u093f\u090f:<\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\">\u092b\u0947\u0915 \u0915\u0949\u0932: \u201c\u092e\u0948\u0902 \u092c\u0948\u0902\u0915 \u0938\u0947 \u092c\u094b\u0932 \u0930\u0939\u093e \u0939\u0942\u0902, \u0906\u092a\u0915\u093e KYC \u092a\u0947\u0902\u0921\u093f\u0902\u0917 \u0939\u0948, \u0905\u092d\u0940 OTP \u092c\u0924\u093e\u0907\u090f\u201d<\/li><li style=\"font-weight: 400;\" aria-level=\"1\">\u092b\u093c\u093f\u0936\u093f\u0902\u0917 \u0908\u092e\u0947\u0932\/\u092e\u0948\u0938\u0947\u091c: \u0910\u0938\u093e \u0932\u093f\u0902\u0915 \u091c\u094b \u0926\u093f\u0916\u0947 \u092c\u0948\u0902\u0915 \u091c\u0948\u0938\u093e, \u092a\u0930 \u0932\u0947 \u091c\u093e\u090f \u0920\u0917 \u0915\u0940 \u0938\u093e\u0907\u091f \u092a\u0930<\/li><li style=\"font-weight: 400;\" aria-level=\"1\">ATM \u0938\u094d\u0915\u093f\u092e\u093f\u0902\u0917: \u0915\u093e\u0930\u094d\u0921 \u0915\u094d\u0932\u094b\u0928 \u0915\u0930 \u0932\u0947\u0928\u093e \u092f\u093e PIN \u091d\u093e\u0901\u0915 \u0932\u0947\u0928\u093e<\/li><li style=\"font-weight: 400;\" aria-level=\"1\">\u0905\u0915\u093e\u0909\u0902\u091f \u091f\u0947\u0915\u0913\u0935\u0930: \u092a\u093e\u0938\u0935\u0930\u094d\u0921, OTP \u0932\u0947\u0915\u0930 \u092a\u0942\u0930\u093e \u0916\u093e\u0924\u093e \u0905\u092a\u0928\u0947 \u0915\u0902\u091f\u094d\u0930\u094b\u0932 \u092e\u0947\u0902 \u0932\u0947\u0928\u093e<\/li><\/ul><h2>UPI fraud \u0915\u094d\u092f\u093e \u0939\u0948 \u0914\u0930 \u0915\u0948\u0938\u0947 \u0915\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948?<\/h2><p>UPI \u0906\u0938\u093e\u0928 \u0939\u0948, \u0907\u0938\u0932\u093f\u090f \u0920\u0917 \u0907\u0938\u0947 \u0928\u093f\u0936\u093e\u0928\u093e \u092c\u0928\u093e\u0924\u0947 \u0939\u0948\u0902\u0964 \u0915\u0941\u091b \u0906\u092e \u0924\u0930\u0940\u0915\u0947:<\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\">QR \u0915\u094b\u0921 \u0938\u094d\u0915\u0948\u092e: \u201c\u092a\u0947\u092e\u0947\u0902\u091f \u092a\u093e\u0928\u0947\u201d \u0915\u0947 \u0928\u093e\u092e \u092a\u0930 QR \u092d\u0947\u091c\u0915\u0930 \u092a\u0948\u0938\u0947 \u0915\u091f\u0935\u093e \u0932\u0947\u0928\u093e<\/li><li style=\"font-weight: 400;\" aria-level=\"1\">\u092a\u0947\u092e\u0947\u0902\u091f \u0930\u093f\u0915\u094d\u0935\u0947\u0938\u094d\u091f \u091f\u094d\u0930\u093f\u0915: \u0920\u0917 \u201cPay request\u201d \u092d\u0947\u091c\u0924\u0947 \u0939\u0948\u0902; \u0906\u092a \u0917\u0932\u0924\u0940 \u0938\u0947 \u0938\u094d\u0935\u0940\u0915\u093e\u0930 \u0915\u0930 \u0926\u0947\u0924\u0947 \u0939\u0948\u0902<\/li><li style=\"font-weight: 400;\" aria-level=\"1\">OTP\/UPI PIN \u0915\u093e \u0926\u0941\u0930\u0941\u092a\u092f\u094b\u0917: \u0915\u0949\u0932 \u092f\u093e \u091a\u0948\u091f \u092e\u0947\u0902 PIN\/OTP \u092a\u0942\u091b\u0915\u0930 \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0930\u093e \u0932\u0947\u0928\u093e<\/li><li style=\"font-weight: 400;\" aria-level=\"1\">\u092b\u0947\u0915 \u0930\u093f\u092b\u0902\u0921 \u092e\u0948\u0938\u0947\u091c: \u201c\u0917\u0932\u0924\u0940 \u0938\u0947 \u092a\u0948\u0938\u093e \u092d\u0947\u091c \u0926\u093f\u092f\u093e, QR \u0938\u094d\u0915\u0948\u0928 \u0915\u0930\u093f\u090f, \u0930\u093f\u092b\u0902\u0921 \u092e\u093f\u0932 \u091c\u093e\u090f\u0917\u093e\u201d, \u0914\u0930 \u092a\u0948\u0938\u093e \u0906\u092a\u0915\u0947 \u0916\u093e\u0924\u0947 \u0938\u0947 \u091a\u0932\u093e \u091c\u093e\u0924\u093e \u0939\u0948<\/li><\/ul><h3>\u0906\u092e UPI \u092b\u094d\u0930\u0949\u0921 \u091f\u0947\u0915\u094d\u0928\u093f\u0915 (Common Methods)<\/h3><p>\u092f\u0947 \u0924\u0930\u0940\u0915\u0947 \u091b\u094b\u091f\u0947 \u0932\u0917\u0924\u0947 \u0939\u0948\u0902, \u0932\u0947\u0915\u093f\u0928 \u090f\u0915 \u0915\u094d\u0932\u093f\u0915 \u092e\u0947\u0902 \u092c\u0921\u093c\u0940 \u0930\u0915\u092e \u0928\u093f\u0915\u0932 \u0938\u0915\u0924\u0940 \u0939\u0948\u0964 \u0907\u0928\u0915\u0940 \u092a\u0939\u091a\u093e\u0928 \u092a\u0939\u0932\u0947 \u0915\u0930 \u0932\u0947\u0928\u0947 \u0938\u0947 \u0905\u0927\u093f\u0915\u0924\u0930 \u0928\u0941\u0915\u0938\u093e\u0928 \u0930\u094b\u0915\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\">QR \u0938\u094d\u0915\u0948\u0928 \u092b\u094d\u0930\u0949\u0921: \u0938\u094d\u0915\u0948\u0928 \u0915\u0930\u0924\u0947 \u0939\u0940 \u0921\u0947\u092c\u093f\u091f<\/li><li style=\"font-weight: 400;\" aria-level=\"1\">\u092b\u0947\u0915 \u092e\u0930\u094d\u091a\u0947\u0902\u091f \u092a\u0947\u091c: \u0905\u0938\u0932\u0940 \u0926\u0941\u0915\u093e\u0928 \u091c\u0948\u0938\u093e \u092a\u0947\u091c, \u092a\u0930 \u092a\u0948\u0938\u093e \u0920\u0917 \u0915\u094b<\/li><li style=\"font-weight: 400;\" aria-level=\"1\">\u0930\u093f\u092e\u094b\u091f \u090f\u0915\u094d\u0938\u0947\u0938 \u0910\u092a\u094d\u0938: \u0938\u094d\u0915\u094d\u0930\u0940\u0928 \u0936\u0947\u092f\u0930\u093f\u0902\u0917 \u0938\u0947 PIN\/OTP \u0926\u0947\u0916 \u0932\u0947\u0928\u093e<\/li><li style=\"font-weight: 400;\" aria-level=\"1\">\u0938\u094b\u0936\u0932 \u092e\u0940\u0921\u093f\u092f\u093e \u0907\u092e\u094d\u092a\u0930\u094d\u0938\u094b\u0928\u0947\u0936\u0928: \u091c\u093e\u0928-\u092a\u0939\u091a\u093e\u0928 \u092f\u093e \u092c\u094d\u0930\u093e\u0902\u0921 \u092c\u0928\u0915\u0930 \u092e\u0926\u0926 \u092e\u093e\u0901\u0917\u0928\u093e<\/li><li style=\"font-weight: 400;\" aria-level=\"1\">\u092b\u0947\u0915 \u0917\u093f\u0935\u0905\u0935\u0947\/\u0915\u0949\u0928\u094d\u091f\u0947\u0938\u094d\u091f: \u201c\u091c\u0940\u0924 \u0917\u090f \u0939\u0948\u0902, \u0924\u0941\u0930\u0902\u0924 \u092b\u0940\u0938 \u092d\u0930\u0947\u0902\u201d \u0935\u093e\u0932\u0947 \u091c\u093e\u0932<\/li><\/ul><h3>\u092c\u093f\u0939\u093e\u0930 \u092e\u0947\u0902 \u092c\u0922\u093c\u0924\u0947 UPI fraud \u0915\u0947 \u0915\u093e\u0930\u0923<\/h3><p>UPI \u0915\u093e \u0924\u0947\u091c\u093c \u092b\u0948\u0932\u093e\u0935, \u0915\u092e \u0921\u093f\u091c\u093f\u091f\u0932 \u0938\u093e\u0915\u094d\u0937\u0930\u0924\u093e \u0914\u0930 \u092d\u0930\u094b\u0938\u0947 \u0915\u0940 \u0938\u0902\u0938\u094d\u0915\u0943\u0924\u093f \u092e\u093f\u0932\u0915\u0930 \u091c\u094b\u0916\u093f\u092e \u092c\u0922\u093c\u093e\u0924\u0947 \u0939\u0948\u0902\u0964 \u0907\u0938\u0915\u0947 \u0938\u093e\u0925 \u0939\u0940 \u092b\u0947\u0915 \u0915\u0938\u094d\u091f\u092e\u0930 \u0915\u0947\u092f\u0930 \u0928\u0902\u092c\u0930 \u0916\u094b\u091c \u092a\u0930\u093f\u0923\u093e\u092e\u094b\u0902 \u092e\u0947\u0902 \u0926\u093f\u0916\u0915\u0930 \u092d\u094d\u0930\u092e \u092a\u0948\u0926\u093e \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964<\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\">UPI \u0915\u093e \u0924\u0947\u091c\u093c \u092b\u0948\u0932\u093e\u0935, \u092a\u0930 \u0938\u093e\u0907\u092c\u0930 \u0939\u093e\u0907\u091c\u0940\u0928 \u0915\u0940 \u0915\u092e\u0940<\/li><li style=\"font-weight: 400;\" aria-level=\"1\">\u092d\u0930\u094b\u0938\u093e \u0906\u0927\u093e\u0930\u093f\u0924 \u0938\u093e\u092e\u093e\u091c\u093f\u0915 \u092e\u093e\u0939\u094c\u0932, \u091c\u093f\u0938\u0938\u0947 \u201c\u092b\u094b\u0928 \u092a\u0930 \u092c\u093e\u0924\u201d \u092a\u0930 \u092f\u0915\u0940\u0928 \u0939\u094b \u091c\u093e\u0924\u093e \u0939\u0948<\/li><li style=\"font-weight: 400;\" aria-level=\"1\">\u0938\u0938\u094d\u0924\u0940 \u0921\u0947\u091f\u093e \u0926\u0930\u0947\u0902 \u0914\u0930 \u0938\u094d\u092e\u093e\u0930\u094d\u091f\u092b\u094b\u0928 \u0915\u0940 \u092c\u0922\u093c\u0924\u0940 \u0938\u0902\u0916\u094d\u092f\u093e<\/li><li style=\"font-weight: 400;\" aria-level=\"1\">\u0916\u094b\u091c \u092a\u0930\u093f\u0923\u093e\u092e\u094b\u0902 \u092e\u0947\u0902 \u0926\u093f\u0916\u0924\u0947 \u092b\u0947\u0915 \u0938\u092a\u094b\u0930\u094d\u091f \u0928\u0902\u092c\u0930 \u0914\u0930 \u201c\u091c\u0932\u094d\u0926\u0940 \u0915\u0930\u0947\u0902\u201d \u0915\u093e \u0926\u092c\u093e\u0935<\/li><\/ul><h2>\u0911\u0928\u0932\u093e\u0907\u0928 \u0920\u0917\u0940 \u0915\u0947 \u092a\u094d\u0930\u0915\u093e\u0930 (Online Frauds You Must Know)<\/h2><p>\u0906\u091c \u0920\u0917 \u0938\u093f\u0930\u094d\u092b \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0928\u0939\u0940\u0902, \u0915\u0908 \u0914\u0930 \u0924\u0930\u0940\u0915\u094b\u0902 \u0938\u0947 \u0918\u0947\u0930\u0924\u0947 \u0939\u0948\u0902, \u092b\u093c\u093f\u0936\u093f\u0902\u0917, KYC \u0938\u094d\u0915\u0948\u092e, \u0932\u094b\u0928 \u0938\u094d\u0915\u0948\u092e, \u0930\u093f\u092b\u0902\u0921 \u0938\u094d\u0915\u0948\u092e, \u092b\u0947\u0915 \u0915\u0938\u094d\u091f\u092e\u0930 \u0915\u0947\u092f\u0930 \u0907\u0924\u094d\u092f\u093e\u0926\u093f\u0964 \u0907\u0928\u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u0925\u094b\u0921\u093c\u093e \u091c\u093e\u0928\u0928\u093e \u091c\u093c\u0930\u0942\u0930\u0940 \u0939\u0948\u0964<\/p><h3>\u092b\u093c\u093f\u0936\u093f\u0902\u0917 \u0914\u0930 \u092b\u0947\u0915 \u0932\u093f\u0902\u0915 \u0938\u094d\u0915\u0948\u092e<\/h3><p>\u0908\u092e\u0947\u0932, SMS, \u0935\u094d\u0939\u093e\u091f\u094d\u0938\u090f\u092a \u092a\u0930 \u0910\u0938\u0947 \u0932\u093f\u0902\u0915 \u092d\u0947\u091c\u0947 \u091c\u093e\u0924\u0947 \u0939\u0948\u0902 \u091c\u094b \u092c\u0948\u0902\u0915 \u092f\u093e \u0915\u0902\u092a\u0928\u0940 \u091c\u0948\u0938\u0947 \u0932\u0917\u0924\u0947 \u0939\u0948\u0902\u0964 \u0915\u094d\u0932\u093f\u0915 \u0915\u0930\u0924\u0947 \u0939\u0940 \u0928\u0915\u0932\u0940 \u0932\u0949\u0917\u093f\u0928 \u092a\u0947\u091c \u0916\u0941\u0932\u0924\u093e \u0939\u0948\u0964 \u0935\u0939\u093e\u0902 \u0921\u093e\u0932\u0947 \u0917\u090f \u092f\u0942\u091c\u093c\u0930\u0928\u0947\u092e, \u092a\u093e\u0938\u0935\u0930\u094d\u0921, OTP \u0938\u092c \u0920\u0917 \u0915\u0947 \u092a\u093e\u0938 \u091a\u0932\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964 \u0932\u093f\u0902\u0915 \u0905\u0915\u094d\u0938\u0930 \u091b\u094b\u091f\u093e \u0915\u093f\u092f\u093e \u0939\u0941\u0906 \u0939\u094b\u0924\u093e \u0939\u0948, URL \u092e\u0947\u0902 \u091b\u094b\u091f\u093e-\u0938\u093e \u0938\u094d\u092a\u0947\u0932\u093f\u0902\u0917 \u092c\u0926\u0932\u093e\u0935 \u091b\u093f\u092a\u093e \u0939\u094b\u0924\u093e \u0939\u0948\u0964<\/p><h3>\u0915\u0947\u0935\u093e\u0908\u0938\u0940 \u0905\u092a\u0921\u0947\u091f \u092b\u094d\u0930\u0949\u0921<\/h3><p>\u0938\u0902\u0926\u0947\u0936 \u0906\u0924\u093e \u0939\u0948, \u201c\u0906\u092a\u0915\u093e KYC \u092a\u0942\u0930\u093e \u0928\u0939\u0940\u0902, \u0916\u093e\u0924\u093e \u092c\u0902\u0926 \u0939\u094b \u091c\u093e\u090f\u0917\u093e\u0964\u201d \u092b\u093f\u0930 \u0915\u0949\u0932 \u092a\u0930 \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c\u093c, OTP, \u0915\u093e\u0930\u094d\u0921 \u0921\u093f\u091f\u0947\u0932 \u092e\u093e\u0901\u0917\u0940 \u091c\u093e\u0924\u0940 \u0939\u0948\u0964 \u0938\u091a \u092f\u0939 \u0939\u0948 \u0915\u093f \u0906\u0927\u093f\u0915\u093e\u0930\u093f\u0915 KYC \u0905\u092a\u0921\u0947\u091f \u0915\u0947 \u0932\u093f\u090f \u092c\u0948\u0902\u0915 \u0906\u092e\u0924\u094c\u0930 \u092a\u0930 \u0936\u093e\u0916\u093e \u0935\u093f\u091c\u093c\u093f\u091f \u092f\u093e \u0906\u0927\u093f\u0915\u093e\u0930\u093f\u0915 \u0910\u092a\/\u0935\u0947\u092c\u0938\u093e\u0907\u091f \u0915\u093e \u0938\u0941\u091d\u093e\u0935 \u0926\u0947\u0924\u093e \u0939\u0948\u0964 \u0915\u093f\u0938\u0940 \u092d\u0940 \u092e\u0948\u0938\u0947\u091c \u0915\u0940 \u092a\u0939\u0932\u0947 \u092a\u0941\u0937\u094d\u091f\u093f \u0915\u0930\u0947\u0902, \u092c\u0948\u0902\u0915 \u0915\u0940 \u0906\u0927\u093f\u0915\u093e\u0930\u093f\u0915 \u0935\u0947\u092c\u0938\u093e\u0907\u091f, \u0910\u092a, \u092f\u093e \u0939\u0947\u0932\u094d\u092a\u0932\u093e\u0907\u0928 \u0938\u0947\u0964<\/p><h3>\u0932\u094b\u0928 \u0914\u0930 \u0930\u093f\u092b\u0902\u0921 \u0920\u0917\u0940<\/h3><p>\u201c\u0924\u0941\u0930\u0902\u0924 \u0932\u094b\u0928\u201d \u0926\u0947\u0928\u0947 \u0935\u093e\u0932\u0947 \u0905\u0935\u0948\u0927 \u0910\u092a\u094d\u0938, \u092f\u093e \u201c\u0930\u093f\u092b\u0902\u0921\u201d \u0915\u093e \u0932\u093e\u0932\u091a \u0926\u0947\u0915\u0930 \u092a\u094d\u0930\u094b\u0938\u0947\u0938\u093f\u0902\u0917 \u092b\u0940\u0938 \u0915\u0947 \u0928\u093e\u092e \u092a\u0930 \u092a\u0948\u0938\u0947 \u0932\u0947\u0928\u093e\u0964 \u0915\u0908 \u0910\u092a \u0921\u0947\u091f\u093e \u091a\u0941\u0930\u093e \u0932\u0947\u0924\u0947 \u0939\u0948\u0902, \u092c\u093e\u0926 \u092e\u0947\u0902 \u0924\u0902\u0917 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964 \u0910\u0938\u0947 \u0911\u092b\u0930 \u0938\u0947 \u0926\u0942\u0930 \u0930\u0939\u0947\u0902; \u0938\u093f\u0930\u094d\u092b \u0930\u0947\u0917\u0941\u0932\u0947\u091f\u0947\u0921 \u092a\u094d\u0932\u0947\u091f\u092b\u0949\u0930\u094d\u092e \u092a\u0930 \u092d\u0930\u094b\u0938\u093e \u0915\u0930\u0947\u0902\u0964<\/p><h2>\u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u092b\u094d\u0930\u0949\u0921 \u0914\u0930 UPI fraud \u0915\u0940 \u092a\u0939\u091a\u093e\u0928 \u0915\u0948\u0938\u0947 \u0915\u0930\u0947\u0902?<\/h2><p>\u091c\u0932\u094d\u0926\u092c\u093e\u091c\u093c\u0940, \u0905\u0928\u091c\u093e\u0928 \u0932\u093f\u0902\u0915 \u0914\u0930 OTP \u092f\u093e PIN \u0915\u0940 \u092e\u093e\u0902\u0917 \u0939\u092e\u0947\u0936\u093e \u0916\u0924\u0930\u0947 \u0915\u093e \u0938\u0902\u0915\u0947\u0924 \u0939\u0948\u0964 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0930\u093f\u0915\u094d\u0935\u0947\u0938\u094d\u091f \u0915\u094b \u0938\u094d\u0935\u0940\u0915\u093e\u0930 \u0915\u0930\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947 \u0938\u094d\u0930\u094b\u0924 \u0915\u0940 \u092a\u0941\u0937\u094d\u091f\u093f \u0915\u0930 \u0932\u0947\u0902\u0964<\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\">\u0905\u0924\u094d\u092f\u0927\u093f\u0915 \u091c\u0932\u094d\u0926\u092c\u093e\u091c\u093c\u0940: \u201c\u0905\u092d\u0940 OTP \u0926\u0947\u0902, \u0928\u0939\u0940\u0902 \u0924\u094b \u0916\u093e\u0924\u093e \u092c\u094d\u0932\u0949\u0915 \u0939\u094b \u091c\u093e\u090f\u0917\u093e\u201d<\/li><li style=\"font-weight: 400;\" aria-level=\"1\">\u0905\u0928\u091c\u093e\u0928 \u0932\u093f\u0902\u0915\/\u092b\u0949\u0930\u094d\u092e: \u091b\u094b\u091f\u093e \u0932\u093f\u0902\u0915, \u0905\u091c\u0940\u092c \u0921\u094b\u092e\u0947\u0928, \u0917\u0932\u0924 \u0935\u0930\u094d\u0924\u0928\u0940<\/li><li style=\"font-weight: 400;\" aria-level=\"1\">\u092e\u093f\u0938\u092e\u0948\u091a\u094d\u0921 URL: \u092c\u0948\u0902\u0915 \u0915\u093e \u0928\u093e\u092e \u090f\u0915, \u0935\u0947\u092c\u0938\u093e\u0907\u091f \u0926\u0942\u0938\u0930\u0940<\/li><li style=\"font-weight: 400;\" aria-level=\"1\">UPI \u092a\u0947\u092e\u0947\u0902\u091f \u0930\u093f\u0915\u094d\u0935\u0947\u0938\u094d\u091f: \u092c\u093f\u0928\u093e \u0915\u093e\u0930\u0923 \u201cPay\u201d \u0928\u094b\u091f\u093f\u092b\u093f\u0915\u0947\u0936\u0928 \u0906\u0928\u093e<\/li><li style=\"font-weight: 400;\" aria-level=\"1\">OTP\/UPI PIN \u0915\u0940 \u092e\u093e\u0901\u0917: \u0915\u094b\u0908 \u092d\u0940 \u0938\u0902\u0938\u094d\u0925\u093e \u092b\u094b\u0928\/\u092e\u0948\u0938\u0947\u091c \u092a\u0930 \u092f\u0939 \u0928\u0939\u0940\u0902 \u092e\u093e\u0902\u0917\u0924\u0940<\/li><li style=\"font-weight: 400;\" aria-level=\"1\">\u0905\u092a\u094d\u0930\u093e\u0915\u0943\u0924\u093f\u0915 \u0911\u092b\u0930: \u201c\u090f\u0915 \u0915\u094d\u0932\u093f\u0915 \u092e\u0947\u0902 \u0930\u093f\u092b\u0902\u0921\u201d, \u201c\u092b\u094d\u0930\u0940 \u0907\u0928\u093e\u092e\u201d, \u201c\u091c\u0940\u0930\u094b \u092b\u0940\u0938\u201d, \u0938\u093e\u0935\u0927\u093e\u0928 \u0930\u0939\u0947\u0902<\/li><\/ul><h2>\u092c\u0948\u0902\u0915 \u092b\u094d\u0930\u0949\u0921 \u0939\u094b\u0928\u0947 \u092a\u0930 \u0915\u094d\u092f\u093e \u0915\u0930\u0947\u0902? (Immediate Steps)<\/h2><ol><li style=\"font-weight: 400;\" aria-level=\"1\">\u0924\u0941\u0930\u0902\u0924 1930 \u092a\u0930 \u0915\u0949\u0932 \u0915\u0930\u0947\u0902 \u0914\u0930 \u091f\u094d\u0930\u093e\u0902\u091c\u093c\u0948\u0915\u094d\u0936\u0928 \u0930\u093f\u092a\u094b\u0930\u094d\u091f \u0915\u0930\u0947\u0902\u0964<\/li><li style=\"font-weight: 400;\" aria-level=\"1\">\u0905\u092a\u0928\u0947 \u092c\u0948\u0902\u0915 \u0915\u094b \u0924\u0941\u0930\u0902\u0924 \u0938\u0942\u091a\u093f\u0924 \u0915\u0930\u0947\u0902, \u0915\u0938\u094d\u091f\u092e\u0930 \u0915\u0947\u092f\u0930\/\u092c\u094d\u0930\u093e\u0902\u091a \u0938\u0947 \u0915\u093e\u0930\u094d\u0921, UPI, \u0928\u0947\u091f\u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u092c\u094d\u0932\u0949\u0915 \u0915\u0930\u093e\u090f\u0902\u0964<\/li><li style=\"font-weight: 400;\" aria-level=\"1\">cybercrime.gov.in \u092a\u0930 \u0936\u093f\u0915\u093e\u092f\u0924 \u0926\u0930\u094d\u091c \u0915\u0930\u0947\u0902\u0964<\/li><li style=\"font-weight: 400;\" aria-level=\"1\">\u092a\u093e\u0938\u0935\u0930\u094d\u0921 \u092c\u0926\u0932\u0947\u0902, \u0908\u092e\u0947\u0932, \u092c\u0948\u0902\u0915\u093f\u0902\u0917, UPI \u0910\u092a, \u0938\u092d\u0940 \u091c\u0917\u0939\u0964<\/li><li style=\"font-weight: 400;\" aria-level=\"1\">\u0936\u093f\u0915\u093e\u092f\u0924 \u0915\u0940 \u0915\u0949\u092a\u0940 \u0930\u0916\u0947\u0902, \u0924\u093e\u0915\u093f \u0906\u0917\u0947 \u0915\u0940 \u0915\u093e\u0930\u094d\u0930\u0935\u093e\u0908 \u0914\u0930 \u091f\u094d\u0930\u0948\u0915\u093f\u0902\u0917 \u0906\u0938\u093e\u0928 \u0930\u0939\u0947\u0964<\/li><\/ol><h2>\u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u092b\u094d\u0930\u0949\u0921 \u0914\u0930 UPI fraud \u0938\u0947 \u092c\u091a\u0928\u0947 \u0915\u0947 Expert Tips<\/h2><ul><li style=\"font-weight: 400;\" aria-level=\"1\">\u0905\u0928\u091c\u093e\u0928 \u0915\u0949\u0932 \u092a\u0930 OTP\/UPI PIN\/\u0915\u093e\u0930\u094d\u0921 \u0935\u093f\u0935\u0930\u0923 \u0915\u092d\u0940 \u0928 \u092c\u0924\u093e\u090f\u0902\u0964<\/li><li style=\"font-weight: 400;\" aria-level=\"1\">\u0915\u0938\u094d\u091f\u092e\u0930 \u0915\u0947\u092f\u0930 \u0928\u0902\u092c\u0930 \u0938\u093f\u0930\u094d\u092b \u0906\u0927\u093f\u0915\u093e\u0930\u093f\u0915 \u0935\u0947\u092c\u0938\u093e\u0907\u091f\/\u0910\u092a \u0938\u0947 \u0932\u0947\u0902\u0964<\/li><li style=\"font-weight: 400;\" aria-level=\"1\">UPI \u0910\u092a, \u092b\u094b\u0928 \u0913\u090f\u0938 \u0914\u0930 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0910\u092a \u0905\u092a\u0921\u0947\u091f\u0947\u0921 \u0930\u0916\u0947\u0902\u0964<\/li><li style=\"font-weight: 400;\" aria-level=\"1\">\u092e\u091c\u093c\u092c\u0942\u0924 \u092a\u093e\u0938\u0935\u0930\u094d\u0921 \u0914\u0930 2FA \u0905\u092a\u0928\u093e\u090f\u0902; \u0905\u0932\u0917-\u0905\u0932\u0917 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u0947 \u0932\u093f\u090f \u0905\u0932\u0917 \u092a\u093e\u0938\u0935\u0930\u094d\u0921 \u0930\u0916\u0947\u0902\u0964<\/li><li style=\"font-weight: 400;\" aria-level=\"1\">\u092a\u092c\u094d\u0932\u093f\u0915 \u0935\u093e\u0908\u092b\u093e\u0908 \u092a\u0930 \u0932\u0947\u0928-\u0926\u0947\u0928 \u0915\u0930\u0928\u0947 \u0938\u0947 \u092c\u091a\u0947\u0902; \u091c\u093c\u0930\u0942\u0930\u0940 \u0939\u094b \u0924\u094b \u092e\u094b\u092c\u093e\u0907\u0932 \u0921\u0947\u091f\u093e \u0907\u0938\u094d\u0924\u0947\u092e\u093e\u0932 \u0915\u0930\u0947\u0902\u0964<\/li><li style=\"font-weight: 400;\" aria-level=\"1\">\u0928\u094b\u091f\u093f\u092b\u093f\u0915\u0947\u0936\u0928 \u0927\u094d\u092f\u093e\u0928 \u0938\u0947 \u092a\u0922\u093c\u0947\u0902, \u201cPay\u201d \u0915\u093e \u092e\u0924\u0932\u092c \u092d\u0941\u0917\u0924\u093e\u0928 \u092d\u0947\u091c\u0928\u093e \u0939\u094b\u0924\u093e \u0939\u0948, \u201cCollect\u201d \u092a\u0930 \u092d\u0940 \u0938\u094b\u091a-\u0938\u092e\u091d\u0915\u0930 \u092a\u094d\u0930\u0924\u093f\u0915\u094d\u0930\u093f\u092f\u093e \u0926\u0947\u0902\u0964<\/li><li style=\"font-weight: 400;\" aria-level=\"1\">\u0938\u0902\u0926\u093f\u0917\u094d\u0927 \u0910\u092a, \u0938\u094d\u0915\u094d\u0930\u0940\u0928-\u0936\u0947\u092f\u0930\u093f\u0902\u0917 \u091f\u0942\u0932, \u092f\u093e \u0930\u093f\u092e\u094b\u091f \u090f\u0915\u094d\u0938\u0947\u0938 \u0910\u092a \u0938\u0947 \u0926\u0942\u0930\u0940 \u0930\u0916\u0947\u0902\u0964<\/li><\/ul><h2>Quick Heal \u0915\u0948\u0938\u0947 \u0926\u0947\u0924\u093e \u0939\u0948 \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 \u0938\u0941\u0930\u0915\u094d\u0937\u093e?<\/h2><p>\u0911\u0928\u0932\u093e\u0907\u0928 \u0920\u0917\u0940 \u0938\u0947 \u092c\u091a\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u092d\u0930\u094b\u0938\u0947\u092e\u0902\u0926 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0938\u092e\u093e\u0927\u093e\u0928 \u092c\u0939\u0941\u0924 \u0915\u093e\u092e \u0906\u0924\u093e \u0939\u0948\u0964 Quick Heal \u0910\u0938\u0947 \u0932\u093f\u0902\u0915, \u0910\u092a \u0914\u0930 \u0935\u0947\u092c\u0938\u093e\u0907\u091f \u0915\u094b \u092a\u0939\u091a\u093e\u0928\u0915\u0930 \u0938\u092e\u092f \u0930\u0939\u0924\u0947 \u091a\u0947\u0924\u093e\u0935\u0928\u0940 \u0926\u0947\u0924\u093e \u0939\u0948\u0964 \u0918\u0930 \u092f\u093e \u0911\u092b\u093f\u0938 \u0926\u094b\u0928\u094b\u0902 \u091c\u0917\u0939, \u090f\u0915 \u092e\u091c\u092c\u0942\u0924 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0932\u0947\u092f\u0930 \u092e\u0928 \u0915\u0940 \u0936\u093e\u0902\u0924\u093f \u0926\u0947\u0924\u0940 \u0939\u0948\u0964<\/p><p>\u092f\u0926\u093f \u0906\u092a \u0938\u092e\u0917\u094d\u0930 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b<a href=\"https:\/\/www.quickheal.co.in\/quickheal-total-security-bihar\"> total security<\/a> \u0906\u092a\u0915\u0947 \u0921\u093f\u0935\u093e\u0907\u0938, \u092c\u094d\u0930\u093e\u0909\u091c\u093c\u093f\u0902\u0917 \u0914\u0930 \u092a\u0947\u092e\u0947\u0902\u091f \u0938\u0947 \u091c\u0941\u0921\u093c\u0940 \u091c\u093c\u0930\u0942\u0930\u0924\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u090f\u0915 \u092c\u0947\u0939\u0924\u0930 \u0935\u093f\u0915\u0932\u094d\u092a \u0939\u0948\u0964 UPI \u0914\u0930 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u092a\u0930 \u0915\u0947\u0902\u0926\u094d\u0930\u093f\u0924 \u092b\u0940\u091a\u0930\u094d\u0938 \u0915\u0947 \u0932\u093f\u090f<a href=\"https:\/\/www.quickheal.co.in\/quick-heal-antifraud\/\"> AntiFraud<\/a> \u092d\u0940 \u0926\u0947\u0916\u0947\u0902\u0964<\/p><h3>AI-\u092a\u093e\u0935\u0930\u094d\u0921 Fraud Detection<\/h3><p>AI \u0906\u0927\u093e\u0930\u093f\u0924 \u092e\u0949\u0921\u094d\u092f\u0942\u0932 \u0938\u0902\u0926\u093f\u0917\u094d\u0927 \u092a\u0948\u091f\u0930\u094d\u0928, \u0939\u093e\u0928\u093f\u0915\u093e\u0930\u0915 \u0910\u092a\u094d\u0938 \u0914\u0930 \u0905\u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 URLs \u0915\u094b \u0930\u093f\u092f\u0932 \u091f\u093e\u0907\u092e \u092e\u0947\u0902 \u092a\u0939\u091a\u093e\u0928\u0928\u0947 \u092e\u0947\u0902 \u092e\u0926\u0926 \u0915\u0930\u0924\u093e \u0939\u0948\u0964 \u0907\u0938 \u0938\u0915\u094d\u0930\u093f\u092f \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0938\u0947 \u0920\u0917\u0940 \u0915\u0940 \u0915\u094b\u0936\u093f\u0936\u0947\u0902 \u0936\u0941\u0930\u0941\u0906\u0924\u0940 \u091a\u0930\u0923 \u092e\u0947\u0902 \u0939\u0940 \u0930\u0941\u0915 \u091c\u093e\u0924\u0940 \u0939\u0948\u0902 \u0914\u0930 \u0906\u092a\u0915\u093e \u0921\u0947\u091f\u093e \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0930\u0939\u0924\u093e \u0939\u0948\u0964<\/p><h3>Fake \u0932\u093f\u0902\u0915 \u0914\u0930 \u092b\u093c\u093f\u0936\u093f\u0902\u0917 \u0938\u0947 \u0938\u0941\u0930\u0915\u094d\u0937\u093e<\/h3><p>Quick Heal \u0916\u0924\u0930\u0928\u093e\u0915 \u0932\u093f\u0902\u0915 \u0916\u094b\u0932\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947 \u091a\u0947\u0924\u093e\u0935\u0928\u0940 \u0926\u0947\u0924\u093e \u0939\u0948\u0964 \u0928\u0915\u0932\u0940 \u0932\u0949\u0917\u093f\u0928 \u092a\u0947\u091c, \u092b\u093f\u0936\u093f\u0902\u0917 \u0938\u093e\u0907\u091f \u0914\u0930 \u092e\u093e\u0932\u0935\u0947\u092f\u0930 \u0939\u094b\u0938\u094d\u091f \u0915\u0930\u0928\u0947 \u0935\u093e\u0932\u0947 \u092a\u0947\u091c \u0915\u094b \u0938\u094d\u0915\u094d\u0930\u0940\u0928 \u092a\u0930 \u0906\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947 \u0939\u0940 \u092b\u093c\u094d\u0932\u0948\u0917 \u0915\u0930 \u0926\u0947\u0924\u093e \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u092a\u093e\u0938\u0935\u0930\u094d\u0921 \u0914\u0930 \u092c\u0948\u0902\u0915 \u0921\u093f\u091f\u0947\u0932 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0930\u0939\u0924\u0947 \u0939\u0948\u0902\u0964<\/p><h3>UPI \u0932\u0947\u0928-\u0926\u0947\u0928 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0905\u0932\u0930\u094d\u091f<\/h3><p>\u091c\u092c \u0915\u094b\u0908 \u0938\u0902\u0926\u093f\u0917\u094d\u0927 UPI \u0917\u0924\u093f\u0935\u093f\u0927\u093f \u0926\u093f\u0916\u0924\u0940 \u0939\u0948, \u0905\u091c\u0940\u092c \u092a\u0947\u092e\u0947\u0902\u091f \u0930\u093f\u0915\u094d\u0935\u0947\u0938\u094d\u091f, \u0936\u0915 \u0935\u093e\u0932\u0947 \u0910\u092a, \u0924\u094b \u0905\u0932\u0930\u094d\u091f \u092e\u093f\u0932\u0924\u093e \u0939\u0948\u0964 \u091c\u094b\u0916\u093f\u092e \u0935\u093e\u0932\u0947 \u0910\u092a\u094d\u0938 \u0915\u094b \u092c\u094d\u0932\u0949\u0915 \u0915\u0930\u0928\u0947 \u0914\u0930 \u0932\u0947\u0928-\u0926\u0947\u0928 \u0915\u094b \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0930\u0916\u0928\u0947 \u092e\u0947\u0902 \u092f\u0939 \u092a\u0930\u0924 \u0932\u0917\u093e\u0924\u093e\u0930 \u0906\u092a\u0915\u0940 \u092e\u0926\u0926 \u0915\u0930\u0924\u0940 \u0939\u0948\u0964<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f8ee0cd elementor-widget elementor-widget-mgz-section-title\" data-id=\"f8ee0cd\" data-element_type=\"widget\" data-widget_type=\"mgz-section-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t    <h2 class=\"tx-section-heading mb-30\">\r\n        <span>frequently asked questions<\/span>\r\n    <\/h2>\r\n\t    \t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f227f64 e-flex e-con-boxed e-con e-parent\" data-id=\"f227f64\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2c8dd01 elementor-widget elementor-widget-mgz-faq-widget\" data-id=\"2c8dd01\" data-element_type=\"widget\" data-widget_type=\"mgz-faq-widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\r\n    <div class=\"faq_wrap\">\r\n        <ul class=\"accordion_box clearfix\">\r\n                        <li class=\"accordion block\">\r\n                <div class=\"acc-btn\">\r\n                    \u092c\u093f\u0939\u093e\u0930 \u092e\u0947\u0902 \u0938\u092c\u0938\u0947 \u091c\u093c\u094d\u092f\u093e\u0926\u093e \u0915\u094c\u0928-\u0915\u094c\u0928 \u0938\u0947 UPI \u092b\u094d\u0930\u0949\u0921 \u0939\u094b \u0930\u0939\u0947 \u0939\u0948\u0902?                <\/div>\r\n                <div class=\"acc_body \">\r\n                    <div class=\"content\">\r\n                        <p><p><span style=\"font-weight: 400\">\u0938\u092c\u0938\u0947 \u0906\u092e \u0924\u0930\u0940\u0915\u0947 \u0939\u0948\u0902, QR \u0938\u094d\u0915\u0948\u0928 \u0915\u0947 \u0928\u093e\u092e \u092a\u0930 \u092a\u0948\u0938\u093e \u0915\u091f\u0935\u093e\u0928\u093e, \u092b\u0947\u0915 \u092a\u0947\u092e\u0947\u0902\u091f \u0930\u093f\u0915\u094d\u0935\u0947\u0938\u094d\u091f, \u0915\u0938\u094d\u091f\u092e\u0930 \u0938\u092a\u094b\u0930\u094d\u091f \u092c\u0928\u0915\u0930 PIN\/OTP \u092e\u093e\u0901\u0917\u0928\u093e \u0914\u0930 \u092b\u0947\u0915 \u0930\u093f\u092b\u0902\u0921 \u092e\u0948\u0938\u0947\u091c\u0964 \u0938\u094b\u0936\u0932 \u092e\u0940\u0921\u093f\u092f\u093e \u092a\u0930 \u091c\u093e\u0928-\u092a\u0939\u091a\u093e\u0928 \u092c\u0928\u093e\u0915\u0930 \u092a\u0948\u0938\u0947 \u092e\u093e\u0901\u0917\u0928\u0947 \u0915\u0947 \u0915\u0947\u0938 \u092d\u0940 \u0926\u0947\u0916\u0928\u0947 \u0915\u094b \u092e\u093f\u0932\u0924\u0947 \u0939\u0948\u0902\u0964<\/span><\/p><\/p>\r\n                    <\/div>\r\n                <\/div>\r\n            <\/li>\r\n                        <li class=\"accordion block\">\r\n                <div class=\"acc-btn\">\r\n                    UPI \u0915\u093e \u0907\u0938\u094d\u0924\u0947\u092e\u093e\u0932 \u0915\u0930\u0924\u0947 \u0938\u092e\u092f \u0915\u093f\u0928 \u092c\u093e\u0924\u094b\u0902 \u0915\u093e \u0939\u092e\u0947\u0936\u093e \u0927\u094d\u092f\u093e\u0928 \u0930\u0916\u0928\u093e \u091a\u093e\u0939\u093f\u090f?                <\/div>\r\n                <div class=\"acc_body \">\r\n                    <div class=\"content\">\r\n                        <p><p><span style=\"font-weight: 400\">\u0905\u0902\u091c\u093e\u0928 \u0930\u093f\u0915\u094d\u0935\u0947\u0938\u094d\u091f \u0938\u094d\u0935\u0940\u0915\u093e\u0930 \u0928 \u0915\u0930\u0947\u0902, PIN\/OTP \u0915\u092d\u0940 \u0938\u093e\u091d\u093e \u0928 \u0915\u0930\u0947\u0902, \u0914\u0930 \u0910\u092a\u094d\u0938 \u0915\u094b \u0905\u092a\u0921\u0947\u091f \u0930\u0916\u0947\u0902\u0964 \u0932\u093f\u0902\u0915 \u0914\u0930 \u0915\u0938\u094d\u091f\u092e\u0930 \u0915\u0947\u092f\u0930 \u0928\u0902\u092c\u0930 \u0939\u092e\u0947\u0936\u093e \u0906\u0927\u093f\u0915\u093e\u0930\u093f\u0915 \u0938\u094d\u0930\u094b\u0924 \u0938\u0947 \u0939\u0940 \u0932\u0947\u0902, \u092a\u092c\u094d\u0932\u093f\u0915 \u0935\u093e\u0908\u092b\u093e\u0908 \u0938\u0947 \u092a\u0947\u092e\u0947\u0902\u091f \u0928 \u0915\u0930\u0947\u0902\u0964<\/span><\/p><\/p>\r\n                    <\/div>\r\n                <\/div>\r\n            <\/li>\r\n                        <li class=\"accordion block\">\r\n                <div class=\"acc-btn\">\r\n                    \u0905\u0917\u0930 UPI \u092f\u093e \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u092b\u094d\u0930\u0949\u0921 \u0939\u094b \u091c\u093e\u090f \u0924\u094b \u0924\u0941\u0930\u0902\u0924 \u0915\u094d\u092f\u093e \u0915\u0930\u0947\u0902?                <\/div>\r\n                <div class=\"acc_body \">\r\n                    <div class=\"content\">\r\n                        <p><p><span style=\"font-weight: 400\">1930 \u092a\u0930 \u0915\u0949\u0932 \u0915\u0930\u0947\u0902, \u092c\u0948\u0902\u0915 \u0914\u0930 UPI \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u094b \u092c\u094d\u0932\u0949\u0915 \u0915\u0930\u093e\u090f\u0902, \u0914\u0930 cybercrime.gov.in \u092a\u0930 \u0936\u093f\u0915\u093e\u092f\u0924 \u0926\u0930\u094d\u091c \u0915\u0930\u0947\u0902\u0964 \u0907\u0938\u0915\u0947 \u092c\u093e\u0926 \u092a\u093e\u0938\u0935\u0930\u094d\u0921 \u092c\u0926\u0932\u0947\u0902 \u0914\u0930 \u0938\u092d\u0940 \u0905\u0932\u0930\u094d\u091f \u0928\u094b\u091f\u093f\u092b\u093f\u0915\u0947\u0936\u0928 \u092a\u0930 \u0928\u091c\u093c\u0930 \u0930\u0916\u0947\u0902\u0964<\/span><\/p><\/p>\r\n                    <\/div>\r\n                <\/div>\r\n            <\/li>\r\n                        <li class=\"accordion block\">\r\n                <div class=\"acc-btn\">\r\n                    \u0915\u094d\u092f\u093e Quick Heal \u091c\u0948\u0938\u0940 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0910\u092a\u094d\u0938 UPI \u0914\u0930 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u092b\u094d\u0930\u0949\u0921 \u0930\u094b\u0915\u0928\u0947 \u092e\u0947\u0902 \u092e\u0926\u0926 \u0915\u0930\u0924\u0940 \u0939\u0948\u0902?                <\/div>\r\n                <div class=\"acc_body \">\r\n                    <div class=\"content\">\r\n                        <p><p><span style=\"font-weight: 400\">\u0939\u093e\u0901, AI \u0906\u0927\u093e\u0930\u093f\u0924 \u0921\u093f\u091f\u0947\u0915\u094d\u0936\u0928, \u092b\u093f\u0936\u093f\u0902\u0917 \u092a\u094d\u0930\u094b\u091f\u0947\u0915\u094d\u0936\u0928 \u0914\u0930 \u0930\u093f\u092f\u0932 \u091f\u093e\u0907\u092e \u0905\u0932\u0930\u094d\u091f \u0938\u0947 \u091c\u094b\u0916\u093f\u092e \u0915\u092e \u0939\u094b\u0924\u093e \u0939\u0948\u0964 \u092f\u0939 \u0938\u0902\u0926\u093f\u0917\u094d\u0927 \u0932\u093f\u0902\u0915 \u0914\u0930 \u0910\u092a\u094d\u0938 \u092a\u0930 \u0938\u092e\u092f \u0930\u0939\u0924\u0947 \u091a\u0947\u0924\u093e\u0935\u0928\u0940 \u0926\u0947\u0915\u0930 \u0906\u092a\u0915\u0947 \u0932\u0947\u0928-\u0926\u0947\u0928 \u0915\u094b \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0930\u0916\u0928\u0947 \u092e\u0947\u0902 \u092e\u0926\u0926 \u0915\u0930\u0924\u0940 \u0939\u0948\u0902\u0964<\/span><\/p><\/p>\r\n                    <\/div>\r\n                <\/div>\r\n            <\/li>\r\n                    <\/ul>\r\n    <\/div>\r\n    \t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>\u092f\u0939 \u0938\u0935\u093e\u0932 \u0906\u091c \u0939\u0930 \u092e\u094b\u092c\u093e\u0907\u0932 \u092f\u0942\u091c\u093c\u0930 \u0915\u093e \u0939\u0948\u0964 \u0921\u093f\u091c\u093f\u091f\u0932 \u092a\u0947\u092e\u0947\u0902\u091f \u0928\u0947 \u091c\u093c\u093f\u0902\u0926\u0917\u0940 \u0906\u0938\u093e\u0928 \u0915\u0930 \u0926\u0940 \u0939\u0948, \u092a\u0930 \u0920\u0917\u094b\u0902 \u0915\u0947 \u0924\u0930\u0940\u0915\u0947 \u092d\u0940 \u0924\u0947\u091c\u093c\u0940 \u0938\u0947 \u092c\u0926\u0932 \u0930\u0939\u0947 \u0939\u0948\u0902\u0964 \u0905\u091a\u094d\u091b\u0940 \u0916\u092c\u0930 \u092f\u0939 \u0939\u0948 \u0915\u093f \u0925\u094b\u0921\u093c\u0940 \u0938\u092e\u091d\u0926\u093e\u0930\u0940, \u0938\u0939\u0940 \u0906\u0926\u0924\u0947\u0902 \u0914\u0930 \u092d\u0930\u094b\u0938\u0947\u092e\u0902\u0926 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0910\u092a\u094d\u0938 \u0938\u0947 \u0906\u092a \u0905\u092a\u0928\u0947 \u092a\u0948\u0938\u0947 \u0914\u0930 \u0921\u0947\u091f\u093e \u0926\u094b\u0928\u094b\u0902 \u0915\u094b \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0930\u0916 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u091a\u0932\u093f\u090f, \u0906\u0938\u093e\u0928 \u092d\u093e\u0937\u093e \u092e\u0947\u0902 [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":9477,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"inline_featured_image":false,"_monsterinsights_skip_tracking":false,"footnotes":""},"categories":[],"tags":[],"class_list":["post-9385","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.1.1 - aioseo.com -->\n\t<meta name=\"description\" content=\"\u092f\u0939 \u0938\u0935\u093e\u0932 \u0906\u091c \u0939\u0930 \u092e\u094b\u092c\u093e\u0907\u0932 \u092f\u0942\u091c\u093c\u0930 \u0915\u093e \u0939\u0948\u0964 \u0921\u093f\u091c\u093f\u091f\u0932 \u092a\u0947\u092e\u0947\u0902\u091f \u0928\u0947 \u091c\u093c\u093f\u0902\u0926\u0917\u0940 \u0906\u0938\u093e\u0928 \u0915\u0930 \u0926\u0940 \u0939\u0948, \u092a\u0930 \u0920\u0917\u094b\u0902 \u0915\u0947 \u0924\u0930\u0940\u0915\u0947 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href=\"https:\/\/www.quickheal.co.in\/knowledge-centre\/banking-upi-fraud-safety-guide\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 5.0.1.1\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_IN\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Quick Heal Knowledge Center - Quick Heal Blog\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Your Guide to Safe UPI and Banking Transactions\" \/>\n\t\t<meta property=\"og:description\" content=\"\u092f\u0939 \u0938\u0935\u093e\u0932 \u0906\u091c \u0939\u0930 \u092e\u094b\u092c\u093e\u0907\u0932 \u092f\u0942\u091c\u093c\u0930 \u0915\u093e \u0939\u0948\u0964 \u0921\u093f\u091c\u093f\u091f\u0932 \u092a\u0947\u092e\u0947\u0902\u091f \u0928\u0947 \u091c\u093c\u093f\u0902\u0926\u0917\u0940 \u0906\u0938\u093e\u0928 \u0915\u0930 \u0926\u0940 \u0939\u0948, \u092a\u0930 \u0920\u0917\u094b\u0902 \u0915\u0947 \u0924\u0930\u0940\u0915\u0947 \u092d\u0940 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content=\"2025-12-05T10:58:52+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2026-08-24T10:39:30+00:00\" \/>\n\t\t<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/quickhealav\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n\t\t<meta name=\"twitter:site\" content=\"@quickheal\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Your Guide to Safe UPI and Banking Transactions\" \/>\n\t\t<meta name=\"twitter:description\" content=\"\u092f\u0939 \u0938\u0935\u093e\u0932 \u0906\u091c \u0939\u0930 \u092e\u094b\u092c\u093e\u0907\u0932 \u092f\u0942\u091c\u093c\u0930 \u0915\u093e \u0939\u0948\u0964 \u0921\u093f\u091c\u093f\u091f\u0932 \u092a\u0947\u092e\u0947\u0902\u091f \u0928\u0947 \u091c\u093c\u093f\u0902\u0926\u0917\u0940 \u0906\u0938\u093e\u0928 \u0915\u0930 \u0926\u0940 \u0939\u0948, \u092a\u0930 \u0920\u0917\u094b\u0902 \u0915\u0947 \u0924\u0930\u0940\u0915\u0947 \u092d\u0940 \u0924\u0947\u091c\u093c\u0940 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